A Comprehensive Guide To Colorado HOA Laws


If you own a home in Colorado within a planned community, you are likely part of a homeowners association (HOA).  HOAs are vital organizations that play a central role in maintaining the quality of life within these communities. 

Understanding your rights and responsibilities as a homeowner, alongside the governing laws, will guarantee a smooth and pleasant community experience. This guide will demystify Colorado HOA laws for you and set you on your path.

What Is an HOA?

An HOA is a not-for-profit organization made up of homeowners residing in a particular subdivision, condominium complex, or planned community.  The primary purpose of an HOA in Colorado is to maintain common areas, enforce community rules, and uphold the aesthetic standards of the neighborhood.

HOA Rights & Responsibilities

HOAs in Colorado handle a diverse set of tasks essential to maintaining the community’s quality of life.  Here’s a deeper look at their typical responsibilities:

Maintenance of Common Areas

Your HOA plays a fundamental role in preserving and enhancing the shared spaces that foster a sense of community.  Think of them as the caretakers of the neighborhood’s overall appearance and functionality. Here’s a closer look at their responsibilities:


Your HOA schedules regular mowing and edging of lawns to keep them neat and tidy. Their teams prune trees and shrubs for healthy growth and the prevention of overgrowth. They plant flowers in designated beds, adding pops of color and vibrancy, and sweep or powerwash walkways to remove debris and maintain safe passage.


The HOA actively maintains all community amenities. They frequently clean and sanitize the pool area, carefully test water chemistry, and tackle any necessary repairs.  The HOA inspects, cleans, and repairs gym equipment as needed. They periodically resurface tennis courts and make sure the nets stay in good shape. 

To keep the playground safe, the HOA replenishes mulch, inspects equipment, and promptly fixes any problems that arise. The HOA also keeps the clubhouse in top condition by cleaning, arranging furniture, and restocking essential supplies like paper towels.


The HOA coordinates repairs of potholes, cracks in sidewalks, and any damage to roads or parking lots. Malfunctioning streetlights are reported to the relevant authorities, or the HOA may have electricians on contract for such repairs. Drainage systems may be inspected to be sure they are free of clogs and functioning properly to prevent flooding issues.

Rules and Regulations Enforcement

The HOA’s enforcement of the Covenants, Conditions, and Restrictions (CC&Rs) is vital to maintaining consistency and fairness within your community. These rules serve to protect property values, promote neighborliness, and makes sure everyone enjoys their living environment. 

Here are a few common examples of their role in rules enforcement:

Parking Restrictions

The HOA makes sure residents and guests park only in designated spaces, set time limits for visitor parking passes, and prohibit the overnight parking of RVs, boats, or commercial vehicles in residential areas.

Noise Regulations

Enforcing designated quiet hours for the benefit of those who wish to rest or sleep, responding to noise complaints and possibly issuing warnings or fines for continued violations.

Pet Policies

Enforcing any limits on the number and size/breed of pets allowed per household, requiring all pets to be on leashes when outside homes, designating specific pet waste stations and requiring owners to clean up after their pets.

Architectural Guidelines

Maintaining visual consistency by regulating the types of materials, colors, and styles used for home exteriors; approving or denying plans for fences, pools, room additions, solar panels, or other structural changes.

Financial Management

HOAs handle complex financial matters to safeguard the community’s economic well-being.  Responsibility, expertise, and transparency in their financial management are paramount. Key aspects include:


Developing a comprehensive annual budget that forecasts income (from dues) and allocates funds to cover:

  • Day-to-day operations (payroll, vendor services, office supplies, etc.)
  • Maintenance and repair costs
  • Insurance premiums
  • Long-term savings for future major projects.

Collecting Assessments

The HOA issues timely invoices for homeowner dues and enforces the late payment policy, potentially including fees or liens.

Paying Bills

Processing payments to vendors like landscapers, pool maintenance companies, or trash collection services remitting utility payments for common areas and amenities. Handling any legal fees, tax preparation, or auditing costs.

Managing Reserve Funds

Prudently setting aside a portion of dues for future substantial expenses like roof replacements, repaving roads, or major pool renovations. Potentially seeking input from financial advisors to invest these funds for potential growth.

Architectural Review

An HOA’s Architectural Review Committee protects the aesthetic integrity of the neighborhood. Their review process helps prevent jarring visual changes that could detract from overall property values. Their oversight might include:

  • Paint Color Changes: Enforcing a community-approved color palette to maintain a sense of harmony.
  • Landscaping Renovations: Reviewing plant choices to avoid invasive species or trees that could damage infrastructure and making sure designs harmonize with the neighborhood aesthetic.
  • Additions: Scrutinizing plans for fences, decks, sheds, pools, or major home additions to make sure of compliance with size, style and placement restrictions in the CC&Rs.

Governing Documents

HOA operations are guided by a set of legal documents and laws. These governing documents include:

  • Declaration of Covenants, Conditions, and Restrictions (CC&Rs): Think of this as the HOA’s rulebook, detailing the community’s rules and regulations. 
  • Articles of Incorporation: A document formally establishing the HOA as a legal entity. 
  • HOA Bylaws: These outline operational procedures for the HOA: board member elections, meeting procedures, and the process for amending community rules. 
  • Colorado Revised Statutes: Colorado’s laws governing HOAs, particularly the Colorado Common Interest Ownership Act (CCIOA).

Colorado HOA Laws & Regulations Resources

Navigating the complexities of HOA regulations can be overwhelming. These resources offer reliable guidance for Colorado homeowners and HOA board members:

Join in the Good Life With Goodwin and Company

HOA laws in Colorado continue to evolve. Successfully managing an HOA demands time, knowledge, and commitment. Goodwin & Co., a leading HOA Management Company in Colorado, is dedicated to providing expert HOA property management services that streamline community operations. 

With Goodwin, you enjoy these benefits and more: financial expertise, community building, vendor management, legal compliance, conflict resolution, and professional communication. Reach out to Goodwin today and find out more about how we can help your community thrive under the guidance of current Colorado HOA laws.